"Results through Specialization, Dedication, and Integrity" David R. Ross is Broker / Owner of Ross Realty Specializing in HUD homes since 1994, David is a former HUD Broad Listing Broker (BLB), and stays informed on HUD policy and procedure (which changes frequently and without warning). He knows what percentage of the list price HUD will accept on a bid, what forms to use, how to get HUD homes financed, and how to avoid complications in closing the transaction. Over a decade of experience in residential real estate - David was employed as a sales associate, by one of the largest real estate companies in the state in 1989, became a Real Estate Broker in 1990 and founded Ross Realty in 1994. Ross Realty is a full service real estate company, and is a member of the Multiple Listing Service (MLS), the Metropolitan Indianapolis Board of Realtors, the Indiana Association of Realtors, and the National Association of Realtors. David has helped first and second time home buyers, as well as investors, purchase HUD homes under market value, and he can help you too!